insurance 

CLCA members have access to comprehensive liability insurance at exclusive rates that is tailored to meet your specific practice and business needs.

• Professional Liability & Commercial General Liability
• Cyber Security & Privacy Liability
• Business Package
• Employment Practices Liability

Become a CLCA member to purchase Professional Liability & Commercial General Liability insurance at an exclusive rate. 

What is Professional Liability?

Professional liability insurance protects you against liability or allegations for injuries or damages to a third party (such as a client) that have resulted from a negligent act, error, omission, or malpractice that has arisen out of your professional capacity as a lactation consultant.

Your coverage insures payment of both compensatory damages and legal costs associated with a claim. Coverage is written on a claims-made basis.

What is Commercial General Liability?

Commercial General Liability insurance (CGL) provides coverage to protect against claims arising from injury or property damage that you (or your business) may cause to another person as a result of your operations and/or premises (for example, a client may slip and fall on a wet floor and injure themselves).

This coverage is recommended for CLCA members who own or operate clinics. Coverage is also recommended for independent practitioners who contract out their services or bill under their business name. Find out more here.

Do you hold client or patient information? 

Cyber Security & Privacy Liability Coverage

CLCA members can also purchase a comprehensive Cyber Security and Privacy Liability policy to protect against claims arising out of theft, loss, or unauthorized disclosure of a third party’s personally identifiable information and to mitigate reputational damage resulting from a data security breach. Protection for Individuals and Businesses is available. Apply anytime - $1M coverage for individual professionals $90. Find out more here. 

BMS Canada Risk Services Ltd. (BMS) provides coverage and additional services to more than 500,000 healthcare, medical and regulated/certified professionals through 70+ national and provincial associations across Canada. BMS’s team of specialist brokers have extensive experience in the insurance and association sectors. The team has been recognized nationally, winning the Insurance Business Canada Award for “Outstanding Customer Service by a Brokerage”.