insurance 

CLCA members have access to comprehensive liability insurance from BMS at exclusive rates, that is tailored to meet your specific practice and business needs.

• Professional Liability & Commercial General Liability
• Cyber Security & Privacy Liability
• Business Package
• Employment Practices Liability
• Legal Services Packages

Become a CLCA member to purchase Professional Liability & Commercial General Liability insurance at an exclusive rate. 

What is Professional Liability?

Professional liability insurance protects you against liability or allegations for injuries or damages to a third party (such as a client) that have resulted from a negligent act, error, omission, or malpractice that has arisen out of your professional capacity as a lactation consultant.

Your coverage insures payment of both compensatory damages and legal costs associated with a claim. Coverage is written on a claims-made basis.

What is Commercial General Liability?

Commercial General Liability insurance (CGL) provides coverage to protect against claims arising from injury or property damage that you (or your business) may cause to another person as a result of your operations and/or premises (for example, a client may slip and fall on a wet floor and injure themselves).

This coverage is recommended for CLCA members who own or operate clinics. Coverage is also recommended for independent practitioners who contract out their services or bill under their business name. Find out more here.

Do you hold client or patient information?  - Cyber Security & Privacy Liability Coverage

CLCA members can also purchase a comprehensive Cyber Security and Privacy Liability policy to protect against claims arising out of theft, loss, or unauthorized disclosure of a third party’s personally identifiable information and to mitigate reputational damage resulting from a data security breach. Protection for Individuals and Businesses is available.

Apply anytime - $1M coverage for individual professionals $105 Find out more here. 

Legal Services Package. NEW

This package provides specialized legal advice for personal and business matters. CLCA members now have access to a cost-effective solution for legal services, including:

Unlimited Telephone Legal Advice

Unlimited access to a confidential 24/7 toll-free line to then speak with a lawyer about any legal issue, both personal and professional. You will be asked to share some initial information about your enquiry and then be connected with a lawyer who is geographically close to you and who is an expert in the area of law you are calling about.

150+ Legal Documents and templates online, anytime you need them

Take advantage of an online library of customizable templates and up-to-date legal documents that have been drafted by lawyers. The document library includes employment contracts, partnership agreements, loan agreements, promissory notes, and more.

Legal Document Reviews

Lawyers will review your short legal documents or legal letters (up to 8 pages) and can draft simple legal letters on your behalf.

Annual cost for the Legal Services Package is $30.

Please contact BMS at 1-855-318-6558 for more information or to purchase.

BMS Canada Risk Services Ltd. (BMS) provides coverage and additional services to more than 500,000 healthcare, medical and regulated/certified professionals through 70+ national and provincial associations across Canada. BMS’s team of specialist brokers have extensive experience in the insurance and association sectors. The team has been recognized nationally, winning the Insurance Business Canada Award for “Outstanding Customer Service by a Brokerage”.